Frequently Asked Questions About St. Louis Title Loans
Financial decisions are very important so we understand that questions are going to be asked, that's why we are here to help! If you don't see the answers to your questions, feel free to contact St. Louis Title Loans and we will help you with all of you inquiries.
What is auto title loan?
With a quick cash title loan in St. Louis you will receive a loan that uses your vehicle's title as a form of collateral. Therefore there are no credit checks. You will be offered a loan amount that is based on the value of your vehicle.
Why do people get title loans?
People often get title loans when they are in need of fast money. Not only can a car title loan get you cash fast, you can receive a loan even if you have bad credit and have been turned down by traditional lenders. A car title loan in St. Louis is the best option for people who are in need of immediate money.
Why should I choose your auto title loan in St. Louis?
Most of our customers choose us because we have the lowest interest rate title loans in St. Louis. Our competitors charge significantly higher interest rates than we do. We also have flexible repayment plans, that can be customized to meet you unique needs.
What will I need to have to get my instant money car or truck title loan?
You will need a clear title for your vehicle, a drivers license, your Social Security Card to confirm your identity, proof that your auto is insured, an ongoing phone or utility bill to verify your residence, an up to date pay stub, two references and an extra set of your car's keys. That is all you're going to need to get your money.
Am I going to be able to keep the vehicle?
Yes! We know how important it is for you to be able to drive your car. That is why you will remain in possession of your car throughout the duration of the loan.
The quick funding title loans we offer are all about giving you cash right this moment and still allowing you to drive your car so that you can take care of your family and still go to work. We realize that if you can't drive then you are unable to work.
What if I want to pay back my auto title loan early?
You are able to repay your loan early with no penalties. If you choose to pay off your loan before the loan term is up, you will not be charged anything extra.
What do I need to do to make my instant car title loan payments?
You can pay with a VISA or MasterCard debit or credit card, a money order or even a certified check. You can pay at any of our car title loan locations in St. Louis.
Am I still eligible to get an auto title loan if I don't have any credit or I have poor credit? What about a personal bankruptcy?
Absolutely! We don't perform any credit checks during the application process. When you apply for a loan, an offer will be made to you based on the value of your vehicle. Don't stress about being rejected due to bad credit, we can approve you!